This past year has emulated similar themes to those of the previous year, with each day bringing a new learning experience both professionally and personally. I’ve been at Morgan Stanley for slightly over three years and have learned a lot since joining the firm in late 2021 while working alongside incredibly smart and ambitious people. I’ve worked on a variety of deals involving asset-backed securities, capital markets products such as initial public offerings and debt financings, as well as mergers & acquisitions, to name a few. I find the deals related to mergers & acquisitions interesting as these tend to be transformative for the acquirer and/or the target company being acquired. At the same time, I find myself gravitating towards and asking more questions about the investing process on the buy-side in fields such as private equity, venture capital, and hedge funds, which is fascinating to me and something I hope to explore further. As I reflect on the past year, I can’t help but think about how instrumental MVYouth was in enabling me to get to where I am today. Thank you MVYouth for making such a difference in the island community as well as in the families of those you all have supported over the years, including myself and my family!